The University of Toronto (U of T) is Canada’s top-ranked university and one of the best in the world, known for its academic excellence, research impact, and vibrant student life. With over 700 undergraduate programs across three campuses, U of T offers unparalleled opportunities for students in a wide range of fields. Whether you're considering engineering, business, humanities, or sciences, this guide provides everything you need to know—from admissions and costs to student life and career opportunities—to help you make an informed decision.
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Key Takeaways
- World-Class Education & Competitive Admissions – U of T consistently ranks among the top universities globally, offering rigorous academics, research opportunities, and co-op/internship programs. Admissions are competitive, with top programs requiring grades in the high 80s and 90s.
- High Costs, but Strong Financial Aid – Tuition ranges from C$6,000–$11,000/year for domestic students and C$36,000–$67,000/year for international students, with scholarships and work-study options available to help offset costs.
- Thriving Student Life in a Global City – With 1,000+ student clubs, top-tier athletics, and a prime location in Toronto, students have access to a dynamic campus experience, networking opportunities, and career prospects in Canada’s economic and cultural hub.
1. Overview of the University
The University of Toronto (U of T) was founded in 1827 and is one of Canada’s oldest and most prestigious universities. It has a long-standing reputation for excellence in research and teaching, being the site of groundbreaking achievements such as the discovery of insulin and the first electron microscope. Today, U of T is a global top-tier institution: it is consistently ranked #1 in Canada and among the top universities worldwide (for example, 21st in the world in the 2024 Times Higher Education rankings and 25th globally in QS 2025 rankings). The university is also noted for strong graduate employability, ranked 12th in the world for alumni outcomes. Such accolades reflect U of T’s prominent status and academic strength on the world stage.
Campus Locations and Faculties
The University of Toronto is a multi-campus institution with three campuses in the Greater Toronto Area. The main St. George campus is in downtown Toronto, renowned for its historic architecture and lush green quads (often likened to Oxford or Cambridge). About 60% of U of T undergraduates attend classes at St. George, which hosts a wide range of faculties and programs in the arts, sciences, engineering, and more. The second campus, U of T Mississauga (UTM), is located west of the city along the Credit River and features 225 acres of parkland. UTM offers programs in arts and science, business, and interdisciplinary studies, with a slightly smaller college-town environment. The third campus, U of T Scarborough (UTSC), is in the eastern part of Toronto and is home to a new aquatics centre and extensive cooperative education programs. Across these campuses, U of T comprises multiple academic divisions/faculties – including the Faculty of Arts & Science, Applied Science & Engineering, Medicine, Business/Management, Kinesiology & Physical Education, Music, Architecture, among others – covering virtually every field of study. With over 90,000 students enrolled in total (including a very large undergraduate population), the university’s breadth of programs and resources is unparalleled in Canada.
Tip: When exploring U of T, consider the unique character of each campus – for instance, the downtown St. George campus offers a bustling urban experience, while UTM and UTSC provide a quieter community feel. All three campuses share U of T’s high academic standards, so choose the environment that suits you best.
2. Undergraduate Programs
Range of Faculties and Programs
U of T offers an extensive selection of undergraduate programs – over 700 undergraduate degree programs across its faculties and campuses. Students can pursue studies in traditional disciplines (like Engineering, Business, Computer Science, Humanities, Social Sciences, and Natural Sciences) as well as specialized fields (for example, Architecture, Music, Kinesiology, or Forestry). The largest academic division, the Faculty of Arts & Science, encompasses a vast array of departments from English to Economics to Biology, and is spread across the St. George, Mississauga, and Scarborough campuses. Other faculties and schools focus on specific domains: for instance, the Faculty of Applied Science & Engineering is renowned for programs in civil, electrical, mechanical engineering and more, while the Rotman Commerce program (within Arts & Science) is a highly-regarded business education option. U of T’s professional faculties (like Nursing, Pharmacy, Law, Architecture, etc.) mostly offer degrees at the graduate level, but often allow undergraduates to take introductory courses or pursue accelerated tracks later on. In every faculty, the curriculum emphasizes both depth in the major field and breadth through electives, giving students a well-rounded education.
Notable Programs and Unique Offerings
Several undergraduate programs at U of T enjoy particular prestige or offer unique experiences. For example, the Computer Science program at St. George is internationally recognized and highly competitive, known for its research opportunities and rigorous training. The Engineering Science program is another elite offering – a challenging enriched engineering curriculum designed for high-achieving students. U of T Scarborough’s co-op programs (available in fields like Computer Science, Psychology, Management, and more) integrate work terms into the degree, allowing students to graduate with up to 12–20 months of paid work experience. The Rotman Commerce program (B.Com) is one of the top undergraduate business programs in Canada, combining business fundamentals with arts and science courses. U of T also has distinctive first-year seminars and learning communities, such as the “First-Year Foundations: The One Programs”, which are small-group experiences in areas like global affairs, sustainability, and humanities offered through the colleges, giving new students an enriching introduction to academia. In addition, students benefit from U of T’s research opportunities – even at the undergraduate level, you can get involved in research projects or assist professors, leveraging the university’s status as a research powerhouse. With such a huge selection of programs and the ability to combine majors, minors, and specialists, students have the flexibility to tailor their academic path to their interests. Prospective students should explore U of T’s program catalogue carefully to find programs that excite them – chances are high that even niche academic interests can be pursued at U of T, given its comprehensive offerings.
Tip: When considering U of T’s programs, look beyond just program title – investigate the structure, co-op or internship options, and the campus where it’s offered. A program like Computer Science, for instance, is offered at both St. George and Scarborough, but the Scarborough campus version includes built-in co-op internships, which might appeal to those seeking work experience.
3. Admissions Process
Requirements for Domestic and International Students
Admission to the University of Toronto is competitive and based primarily on academic performance. For domestic students (in-province Ontario students), a Secondary School Diploma with a strong average in six Grade 12 U/M courses (including prerequisites like Grade 12 English) is required. Students from other Canadian provinces need the equivalent senior high school credentials. Typically, an overall mid-to-high 80s average or above is expected for most programs, with many specialized programs requiring marks in the 90s. For example, U of T’s data indicates the general minimum admission average is around 75% mid-year, but the average entering grade of admitted students is often above 91% – reflecting the high academic caliber of successful applicants.
International students must have completed a high school curriculum equivalent to Canada’s, such as A-Levels, IB Diploma, Advanced Placement, or other national curricula, with excellent grades in relevant subjects. Non-native English speakers need to demonstrate English proficiency via tests like IELTS or TOEFL (unless they studied in English for at least four years). There are no universal SAT/ACT requirements for international applicants, but U of T will consider them if submitted, especially for U.S. curricula; competitive scores (e.g. SAT in the 1400+ range, ACT 32-35 range) can strengthen an application. In addition to grades, certain programs require supplementary applications or profiles: for instance, Engineering applicants must complete an Online Student Profile (with short essays/video), Commerce may ask for an essay and resume, and Architecture requires a design portfolio. U of T’s admissions review is holistic to a degree – while grades are the primary factor, the university also values extracurricular achievements, leadership, and other talents. All applicants will need to submit official transcripts and may be asked for reference letters or personal statements for specific programs. International students should also prepare the necessary study permit (student visa) documents in parallel, as an offer of admission will be conditional on obtaining a visa in time.
Tip: Start preparing your application early. Keep your grades as high as possible in required courses, and check U of T’s admission requirements by country/province to ensure you meet all criteria. If you’re an international student, aim to take your English test by fall and have your documents ready. And if your program has a supplemental application, give yourself plenty of time to craft it – this can be a deciding factor for competitive programs.
Application Deadlines and Process
U of T’s undergraduate application process begins in the fall of the year before entry. Ontario high school students apply through the OUAC (Ontario Universities’ Application Centre), while students from outside Ontario or overseas can apply either through OUAC or directly via U of T’s online application.
Key dates to note: applications generally open in October, and while deadlines vary by program, most fall admission applications are due by January 15 for international and out-of-province applicants (and by the Ontario deadline in mid-January for Ontario students). Some programs or scholarships may have earlier deadlines (for example, to be considered for early offers or major awards). It is recommended to submit all materials well before the final deadlines. After applying, students will get access to the U of T applicant portal where they can track document submissions and see if any additional forms are required. Admission decisions are released in rounds from January through late May on a rolling basis. Highly competitive programs (such as Engineering Science, Rotman Commerce, Computer Science, etc.) may notify later in the cycle once they review a larger pool of applicants.
The overall acceptance rate at U of T is around 43%, meaning less than half of applicants are admitted on average. However, select programs are much more competitive – for instance, some specialized programs have significantly lower acceptance rates and require top grades. As a prospective student, you can apply to up to three program choices (but typically only one per faculty/campus) on your U of T application. Make sure to rank programs by your genuine preference. If you are not admitted to your first-choice program, U of T will automatically consider you for alternate programs/campuses where space is available, as long as you listed them on your application. After receiving an offer, students must accept their admission and submit required documents by the stated deadlines (usually by May 1 for early offers or June 1 for later offers for Ontario students). International admits should also budget time for visa processing after acceptance.
Tip: Some programs fill up quickly, so don’t procrastinate. Aim to have your application submitted well before January, and send in transcripts or supporting documents as soon as they are available. For Ontario students, U of T (and other universities) may make early conditional offers based on Grade 11 marks or interim Grade 12 – so keeping grades up in Grade 11 can improve your chances of an early offer. If you’re applying to multiple U of T campuses/faculties, pay close attention to each choice’s requirements and supplementary forms so nothing is missed.
4. Tuition and Fees
Tuition Costs for Domestic vs. International Students
Tuition fees at the University of Toronto vary by program and student residency status. Domestic Canadian students enjoy subsidized tuition rates set by the province. For most basic Arts & Science undergraduate programs, a Canadian student’s tuition is in roughly the range of C$6,000 to C$7,500 per year, whereas professional undergraduate programs (like Engineering or Commerce) have higher domestic tuition closer to C$14,000–$15,000 per year. According to recent figures, the typical tuition for Canadian citizens at U of T can range between C$7,000 up to C$11,000 annually depending on the program. In addition, domestic students from Ontario have had their tuition fees frozen in recent years, which has kept costs relatively stable.
International students, however, pay significantly higher tuition. International tuition at U of T is among the most expensive in Canada, reflecting the university’s global demand and funding structure. For example, an international student in a Bachelor of Arts or Science program can expect tuition in the range of C$36,000 to C$60,000+ per year, depending on the specific program. Upper-year courses in Computer Science or programs in Commerce/Management often fall on the higher end of that spectrum. As of 2024-25, estimated international tuition fees were about C$61,700 per year for Arts or Commerce, and around C$67,000 per year for Engineering.
Some programs like Computer Science (if taken as a specialist program at St. George) charge international fees comparable to Engineering. It’s important to note that these figures cover tuition only. Both domestic and international students also must pay incidental fees each year for student services, recreation, student unions, health insurance, etc., which typically amount to roughly C$1,000–$1,500 for domestic students (including the mandatory U-Pass transit fee at UTM/UTSC or health plan fees) and slightly more for international students (who are enrolled in UHIP, the University Health Insurance Plan, roughly C$600/year).
Despite the high sticker price, U of T does invest heavily in financial aid and scholarships (especially for domestic students – see next section). It’s also worth comparing the program lengths when calculating total costs: most undergraduate degrees at U of T are four years (Bachelor’s), so multiply the annual cost by four for a rough total program cost.
Tip: Always refer to the official U of T tuition fee schedule for the year you will enroll, as fees are subject to change. Keep in mind that some programs charge fees per credit or have program-specific surcharges. If you’re an international student, budget for possible annual increases in tuition – U of T, like many Canadian universities, has been known to raise international tuition by a few percentage points each year.
Additional Fees and Cost of Attendance
Beyond tuition itself, students should plan for additional fees and living expenses. If you choose to live in a U of T on-campus residence, you will have housing and meal plan costs. On-campus residence (room and board) can range from about C$8,000 up to C$15,000 per academic year depending on the type of room and meal plan chosen. For example, a dormitory-style residence with a shared room at UTSC might be on the lower end, whereas a single room with a full meal plan at St. George’s colleges can be on the higher end. U of T guarantees on-campus housing for all first-year undergraduates who meet the application deadlines (you must normally indicate interest by around March 31 and accept your offer by June 1 to be eligible). After first year, on-campus housing is not guaranteed, and many students move off-campus. Off-campus rent in Toronto can be expensive (see Living in Toronto section), so factor that in if you plan to rent an apartment in later years.
Other mandatory expenses include books and supplies, estimated at roughly C$1,000 per year (this can vary by program – e.g., textbooks for engineering or sciences and studio supplies for architecture can push this higher). Additionally, students pay annual incidental fees which cover things like the athletic centre, health services, student societies, and transit passes at the suburban campuses. For instance, a full-time U of T St. George student’s incidental fees are about C$1,500/year (including health/dental plans, which can be opted out if you have your own coverage). International students are automatically enrolled in health insurance (UHIP) at approximately C$750/year, which provides basic health coverage while in Canada.
When budgeting, also consider personal expenses: cellphone plan, clothing, entertainment, etc. The university’s financial aid office recommends creating a comprehensive budget including all these items.
In summary, a domestic student living at home might only need to cover tuition, books, and transit (~C$8,000–$10,000/year), whereas an international student living in residence will need to cover tuition plus living costs that together could exceed C$70,000 per year. It’s crucial to plan ahead and explore financial aid options to manage these costs.
Tip: Look into U of T’s payment deferral plans and instalment options. If you’re receiving OSAP (Ontario Student Assistance Program) or other government loans, U of T lets you defer fee payment until those funds come in. Also, used textbooks and online book swaps can significantly cut down your book costs – many upper-year students sell textbooks for cheaper, so take advantage of that.
Government and External Funding
Beyond U of T’s internal awards, students have access to government financial aid and external scholarships. Canadian citizens and permanent residents can apply for provincial and federal student loans/grants. In Ontario, the OSAP program provides loans and often grants; many U of T students fund part of their education this way. Other provinces have analogous programs for their residents. The federal government also offers Canada Student Grants for low- and middle-income families which do not need to be repaid. If you’re a Canadian student, it’s highly recommended to apply for your province’s student aid program – even if you don’t think you qualify for free money, you can still get low-interest loans and it’s a prerequisite for some U of T bursaries.
External scholarships from sources outside U of T can also help fund your education. These include awards from corporations, community organizations, non-profits, and governments. For example, the TD Canada Trust Scholarship, STEM scholarships like Schulich Leader (for which U of T is a destination school), and local community awards can all be applied toward U of T tuition. International students should investigate scholarship opportunities provided by their home country’s government or international organizations. Some countries have agreements or funding (for instance, students from Commonwealth countries or specific regions might find scholarship programs to study in Canada). Additionally, U of T is approved for the U.S. Direct Loan program, meaning American students can take out U.S. federal student loans (Stafford, PLUS loans) to attend U of T.
Tip: Think creatively about funding – small external scholarships (even $500 or $1000) can add up. Start searching early (in Grade 12) for scholarship directories and applications. Also, once at U of T, the Career & Co-Curricular Learning Network (CLNx) lists part-time jobs and paid research opportunities that can help you earn money during the school year.
5. Scholarships, Financial Aid, and Funding Options
University Scholarships and Bursaries
The University of Toronto offers a vast array of scholarships and bursaries to incoming and continuing students. In fact, U of T (along with its colleges and faculties) administers over 7,500 admission awards for incoming undergraduates, totaling nearly C$72 million in value each year. Many of these are automatic entrance scholarships awarded based on academic achievement at the time of admission – for example, students with top entering averages might be named U of T Scholars (worth C$5,000–$10,000) or President’s Scholars of Excellence (which provides an entrance scholarship of C$15,000). Canadian high school students can also compete for U of T’s most prestigious entrance award, the National Scholarship Program, which covers full tuition, incidental fees, and residence for four years for approximately 10 outstanding students nationwide. Finalists for the National Scholarship who do not win still receive Arbor Scholarships valued at C$7,500 in first year (and smaller renewals in later years)
For international students, the standout award is the Lester B. Pearson International Scholarship. This is a highly competitive full-ride scholarship awarded to approximately 37 international students each year, covering four years of tuition, books, incidental fees, and full residence support. Candidates must be nominated by their high school and demonstrate exceptional academic achievement and leadership. Other scholarships for internationals include region-specific awards and those offered by U of T’s colleges (some colleges, like Victoria College or Trinity College, have their own endowments for scholarships).
In addition to entrance scholarships, U of T students can earn in-course scholarships in upper years for strong academic performance, and there are prizes and awards for specific faculties and achievements. On the financial need side, U of T provides bursaries (grant money you don’t pay back) through programs like UTAPS (University of Toronto Advance Planning for Students) which ensures that eligible domestic students with financial need receive enough aid to cover their tuition and essential expenses. Essentially, UTAPS will top up your OSAP or other aid to fill unmet need. International students have more limited bursary options (as U of T is publicly funded and need-based aid is primarily directed to Canadians), but some emergency grants or smaller need-based awards exist for internationals as well.
Tip: To maximize your scholarship potential, focus on your grades and get involved in leadership or community activities in high school – those will help with scholarship selection. Ensure you submit any required scholarship applications on time (the National Scholarship and Lester Pearson have fall deadlines early in Grade 12). Once at U of T, keep an eye on faculty award announcements each year and apply for any for which you’re eligible. Also, remember to fill out the U of T financial aid application (if you have need) by the deadlines to be considered for bursaries.
Government and External Funding
Beyond U of T’s internal awards, students have access to government financial aid and external scholarships. Canadian citizens and permanent residents can apply for provincial and federal student loans/grants. In Ontario, the OSAP program provides loans and often grants; many U of T students fund part of their education this way. Other provinces have analogous programs for their residents. The federal government also offers Canada Student Grants for low- and middle-income families which do not need to be repaid. If you’re a Canadian student, it’s highly recommended to apply for your province’s student aid program – even if you don’t think you qualify for free money, you can still get low-interest loans and it’s a prerequisite for some U of T bursaries.
External scholarships from sources outside U of T can also help fund your education. These include awards from corporations, community organizations, non-profits, and governments. For example, the TD Canada Trust Scholarship, STEM scholarships like Schulich Leader (for which U of T is a destination school), and local community awards can all be applied toward U of T tuition. International students should investigate scholarship opportunities provided by their home country’s government or international organizations. Some countries have agreements or funding (for instance, students from Commonwealth countries or specific regions might find scholarship programs to study in Canada). Additionally, U of T is approved for the U.S. Direct Loan program, meaning American students can take out U.S. federal student loans (Stafford, PLUS loans) to attend U of T.
Tip: Think creatively about funding – small external scholarships (even $500 or $1000) can add up. Start searching early (in Grade 12) for scholarship directories and applications. Also, once at U of T, the Career & Co-Curricular Learning Network (CLNx) lists part-time jobs and paid research opportunities that can help you earn money during the school year.
Work-Study Programs and On-Campus Employment
U of T offers a robust Work-Study program that provides part-time jobs on campus for students with financial need. Each year, thousands of work-study positions (over 4,000 jobs in recent years) are posted, ranging from research assistants with professors to library attendants, lab helpers, office assistants, and event staff. Work-study jobs are great because they are flexible around your class schedule and are often capped at around 10–15 hours per week, allowing you to earn money (typically at hourly wages around C$15–$17) without compromising your studies. The beauty of U of T’s large size is the sheer variety of roles – whether you want to help in a biology lab, work in the campus bookstore, tutor other students, or assist in administrative offices, there’s likely a work-study position suited to your interests.
International students are also eligible for work-study as long as they have a valid study permit and SIN; U of T treats them as any other student employee (note that during academic sessions, international students can work up to 20 hours/week off-campus by Canadian law, and full-time in scheduled breaks, but on-campus jobs like work-study aren’t restricted by the 20-hour rule in practice).
Additionally, U of T has opportunities like research internships (URI) and summer research programs for those looking to gain academic experience (often these come with a stipend). There are also teaching assistant positions for upper-year undergrads in some departments (usually for fourth-year students or exceptional third-years). By engaging in work-study or other jobs, students can offset some of their living costs and also build their resume. The key is to apply early: work-study jobs are posted before each semester starts on the U of T CLNx job board, and they can be competitive.
Tip: Even if you don’t have official “financial need,” you can still find on-campus jobs – many profs or labs hire students directly outside of the formal work-study program. Check department bulletin boards or talk to professors about opportunities. And if you do get a work-study job, manage your time well; limit your work hours during midterms/exams. U of T’s work-study office caps the hours and subsidizes the wages to encourage a good study-work balance.
6. Campus Life
Housing Options: On-Campus Residences vs. Off-Campus Living
On-Campus Housing
Living in residence is a popular choice for first-year students as it provides convenience and a built-in community. U of T guarantees a spot in residence for all first-year undergrads who meet the application and acceptance deadlines. Each campus has its own residence system. At the St. George campus, residences are organized largely by the seven colleges (each college, such as University College, Victoria College, etc., has its own residence halls and dining hall) or by faculty (for example, Chestnut Residence for downtown students, and specific residences for Engineering). These range from traditional dormitory-style (shared rooms, common bathrooms) to modern suite-style arrangements. UTM and UTSC each have residence complexes on their campuses, generally smaller and closer-knit, including apartment-style units and townhouses (especially for upper-years). Living in residence means you’ll have a meal plan for campus dining halls and eateries. It’s a great way to meet other students, especially for those coming from outside the Toronto area. Residences often organize orientation activities, social events, and have Dons/Residence Advisors to support students. However, space beyond first year is limited – for instance, at St. George, on-campus dorms only house about 6,400 students total, and priority is given to first-years. Many students move out after first year.
Off-Campus Housing
A significant portion of U of T students live off-campus, either commuting from home or renting in the city. Toronto is a big city with diverse neighborhoods surrounding the downtown campus. Popular off-campus areas for students include the Annex (just north of campus), Harbord Village, Kensington Market, and Yonge-Spadina corridor for downtown, as well as suburbs like Mississauga or Scarborough for those campus areas. The cost of renting in Toronto is relatively high: a one-bedroom apartment in the city averages around C$2,100 per month, so many students reduce costs by sharing – e.g. two or three students renting a multi-bedroom apartment together. It’s common to pay about C$800–$1,200 per month per person in a shared apartment, depending on proximity to campus and number of roommates. U of T’s Housing Service provides an off-campus listings website and can advise students on finding accommodations. Typically, upper-year students secure apartments starting in May or September; competition for nearby rentals can be stiff, so it’s wise to start searching several months in advance. Living off-campus offers more independence and often more space, but you’ll need to budget time for commuting (unless you’re very close) and for cooking your own meals if not on a meal plan.
Tip: In first year, take advantage of residence life – it’s the easiest way to make friends. If you decide to live off-campus in later years, try to live with fellow students to share costs. Also, consider U of T’s student family housing if you’re an older student with a family or the graduate housing options if applicable. Always be cautious signing leases – read the terms and know your tenant rights. U of T Housing may be able to review your lease or give advice.
Student Clubs and Extracurriculars
One of U of T’s greatest strengths is the richness of its student life – there are more extracurricular opportunities than you can imagine. The university boasts over 1,000 student organizations and clubs covering a mind-boggling range of interests. Whether you’re into sports, arts, cultural associations, academic clubs, or niche hobbies, you will find a group of like-minded peers. U of T has clubs for things like debate, robotics, dance, music ensembles, theater, entrepreneurship, volunteering, anime, environmental activism, and almost every cultural or ethnic community – you name it! These clubs are open to all campuses (though UTM and UTSC also have their own campus-specific clubs and student unions). Early in the fall, the university hosts a Clubs Fair (often called Clubs Day or Frosh Week clubs fair) where new students can browse and sign up for clubs. Joining clubs is highly encouraged as it balances the intense academic life with social connections and fun. There are also faculty-specific organizations, like the Engineering Society, Arts & Science Student Union, etc., which run events and represent student interests. If somehow none of the 1,000 existing groups match your interest, you can even start a new club fairly easily through the student life office.
Beyond clubs, students can engage in student governance and leadership. Each campus and faculty has student councils, and the University of Toronto Students’ Union (UTSU) represents undergraduates on big issues. There are also opportunities to get involved in orientation planning, residence councils, peer mentorship programs, and more. For those interested in media and publications, U of T has several student-run newspapers and magazines, the largest being The Varsity (an independent student newspaper), as well as college papers (like The Strand at Victoria College) and academic journals you can contribute to. The campus radio station CIUT 89.5 FM is run by students and community members – a great outlet for aspiring broadcasters.
Extracurriculars aren’t just for fun; they also provide valuable skills and can be a great way to de-stress from studies. Many clubs host competitions, conferences, or performances. For example, U of T’s Hart House Drama Society puts on plays, there are numerous a capella and music groups that hold concerts, and academic teams (like the U of T Debate Society or Model United Nations) travel to compete with other universities. With such a large student body, if you seek out a community, you will certainly find one. The key is to take the initiative to get involved early on – attend club meetings, go to social events, and don’t be shy to try something new.
Tip: At the start of the year, sign up for a few clubs that genuinely interest you rather than too many. It’s better to be actively involved in one or two groups than to overcommit. Also, keep an eye on your campus bulletin boards or the Ulife website for announcements of events – there’s always something happening, from career panels to cultural festivals to hackathons, often with free food!
Athletics and Recreational Facilities
If you’re into sports or just staying active, U of T provides excellent athletic and recreation facilities. On the St. George campus, the central hub is the Varsity Centre and adjacent Athletic Centre. Varsity Centre includes a 5,000-seat stadium with a full track and field, and Varsity Arena for hockey. The Athletic Centre (AC) has multiple gyms, weight rooms, an Olympic-size swimming pool, indoor track, squash courts, and fitness studios. All U of T students automatically get membership access to these facilities through their fees. UTM and UTSC each have their own modern recreation centers as well, with fitness gyms, pools (UTSC’s Toronto Pan Am Sports Centre is a world-class aquatics facility built for the 2015 Pan Am Games), and workout classes.
U of T’s Varsity Blues are the university’s competitive sports teams that compete in U Sports (the Canadian university athletics league). There are Varsity Blues teams for sports like football, basketball, soccer, hockey, swimming, volleyball, and many more. If you are a high-level athlete, you can try out for these teams. The Blues have a proud history (U of T’s football and hockey teams especially have long traditions and rivalries). However, you don’t have to be on a varsity team to enjoy sports – U of T has a massive intramural sports program. Intramurals allow students to join casual teams within colleges or faculties and play sports just for fun against other U of T teams. Everything from soccer, basketball, and ice hockey to inner-tube water polo and ultimate frisbee is available at intramural level. It’s a great way to stay fit and meet friends, even if you’re not an elite athlete.
Recreation also extends to drop-in fitness classes (like yoga, spin, martial arts), which are often free or low-cost for students. U of T’s Hart House, a historic student center, also houses a gym, swimming pool, and even a curling rink! Hart House organizes some unique athletic clubs like archery, fencing, and recreational clubs for things like billiards and chess.
Tip: Even if you weren’t super sporty in high school, consider trying an intramural or a casual recreation class. It’s important to balance study with physical activity for your health. If traditional sports aren’t your thing, try out something like rock climbing at the AC’s climbing wall or a dance class – you might discover a new hobby. And be sure to attend some Varsity Blues games (often free for students or very cheap) – the school spirit at games can be a lot of fun and a nice break from academics.
Food, Dining, and Entertainment On/Near Campus
Being in the heart of Toronto (for St. George campus) means students have unbeatable access to food and entertainment options. On campus, each residence has dining halls, and there are food courts (like in Sidney Smith Hall and MedSci building) and cafes scattered around. U of T’s St. George campus offers plenty of quick lunch options: from grab-and-go sandwiches to hot meals, often with international cuisines represented. Popular spots include the food trucks that often park on St. George Street and the many coffee shops for a study snack. The Mississauga and Scarborough campuses, though not downtown, also have their share of campus eateries and the essential Tim Hortons, plus they are not far from local restaurants in their respective areas.
For those looking to eat off-campus, Toronto offers a diverse food scene virtually at your doorstep. Within walking distance of St. George campus, you’ll find inexpensive student favorites in Kensington Market (a bohemian neighborhood with tacos, vegan eateries, cafes), tons of options in Chinatown (just south of campus) for bubble tea, dumplings, and pho, and the Annex along Bloor Street for everything from sushi to Middle Eastern cuisine. On a student budget, you can find plenty of cheap eats (think $5 burritos or pizza slices), and grocery stores are nearby if you prefer to cook. Many students enjoy exploring neighborhoods like Little Italy, Korea Town, or Yorkville for occasional treats – Toronto is one of the most multicultural cities in the world, and this reflects in its food. UTM and UTSC students likewise can hop on transit to explore eateries in Mississauga City Centre or Scarborough Town Centre respectively, or venture into downtown Toronto on weekends.
Entertainment-wise, U of T students can take advantage of the city’s cultural riches. The downtown campus is steps away from museums like the Royal Ontario Museum (which even has student discount nights), art galleries, movie theaters, concert halls, and more. There are often student discounts for shows and museums (e.g., the TIFF Bell Lightbox for film, or local theaters). On campus, Hart House Theater puts on student productions, and there are frequent events like open-mic nights, film screenings, and guest lectures. The campus and college councils also host pub nights, game nights, and semi-formals. If you’re into nightlife, Toronto’s clubs and music venues are accessible by transit (though under legal drinking age (19) students may partake in the plentiful all-ages events or simply enjoy late-night dessert cafes). For a more low-key time, the city’s parks (Queen’s Park borders campus) and waterfront provide nice escapes.
In summary, campus life at U of T isn’t just about studying – it’s a vibrant environment where you can find community, stay active, and enjoy the amenities of Canada’s largest city. The key is to step out of the classroom and engage with all these aspects.
Tip: Manage your time between academics and social life. U of T can be intense academically, so scheduling in club activities or gym time forces you to take healthy breaks. Use a planner to balance it out. And don’t hesitate to use the student support services (like counseling or academic skills workshops) if you ever feel overwhelmed – they are there to help you succeed and enjoy your university years.
7. Living in Toronto
Cost of Living and Budgeting Tips
Toronto is a fantastic city to live in, but it does come with a high cost of living relative to other Canadian cities. Students should budget carefully to make the most of their funds. The average cost of living for a student in Toronto (excluding tuition) might range roughly from C$1,500 to C$2,500 per month, depending on rent and personal spending habits. The biggest expense is typically rent. As mentioned, sharing accommodation can bring housing costs down – for example, sharing a two-bedroom apartment for C$3,000/month means each pays C$1,500, which is still substantial. Some students save money by living farther from downtown (where rents are cheaper) and commuting in. Groceries and food can also add up: if you cook most of your meals, expect to spend C$250-350 a month on groceries; eating out frequently will increase costs. Transportation (see next section) will be another monthly expense, but Toronto’s transit offers student discounts.
To budget wisely:
- Create a monthly budget listing all income (savings, family support, part-time job, etc.) and expenses (rent, food, transit, phone, etc.). U of T’s financial aid website has budgeting tools to help with this.
- Use student discounts wherever possible. In Toronto, many places (from movie theaters to clothing stores to software subscriptions) offer discounts with a student ID. Your TTC transit pass is also cheaper with a student rate.
- For food, cooking at home is a big money-saver. Try meal-prepping with friends or roommates. When you do eat out, explore the many budget-friendly eateries around campus (a lot of them cater to students).
- Share and save: share textbooks (or buy used ones), share streaming service accounts with friends, etc. Little savings help.
- If you need furniture or household items, consider second-hand options; Toronto has thrift stores and online marketplaces (like Kijiji or Facebook Marketplace) where students often buy/sell items cheaply.
- Many students look for summer internships or jobs in Toronto which pay enough to cover some of the next year’s expenses – this can be crucial for financial stability.
It’s worth noting that while Toronto is expensive, it’s still often more affordable than major U.S. cities like New York or San Francisco (Toronto was ranked the 2nd safest city globally and offers high quality of life). By budgeting and taking advantage of student resources, you can enjoy the city without breaking the bank.
Tip: Keep an eye out for free events – Toronto has lots of free entertainment especially in summer (street festivals, concerts, Nuit Blanche art night, etc.). Also, as a U of T student, you often get free access to things on campus (like the ROM on certain nights, or discounted Leafs/Raptors tickets through the alumni association). A fun college experience doesn’t have to be expensive if you seek out the many low-cost opportunities around you.
Transportation and Accessibility
Getting around Toronto is fairly easy thanks to its public transit system and pedestrian-friendly campus areas. The primary transit agency is the Toronto Transit Commission (TTC), which operates subways, buses, and streetcars throughout the city. U of T’s St. George campus is conveniently served by two subway lines (Line 1 Yonge-University and Line 2 Bloor-Danforth intersect near campus), making it simple to commute or explore the city. Students can get a Post-Secondary TTC Monthly Pass which costs about C$128 per month (a discounted rate for full-time students). If you use transit daily, the monthly pass is worth it; otherwise, you can pay per ride (single ride is C$3.35 with Presto card). UTM and UTSC campuses are connected to the TTC via buses and also served by their own shuttle buses: UTM has a shuttle to St. George campus, and UTSC has a shuttle to Scarborough Town Centre (a transit hub). Additionally, GO Transit commuter trains and buses are used by some students who live further out in the Greater Toronto Area – GO offers a student discount as well.
Toronto is generally a walkable and bikeable city, especially around campus. Many students walk or cycle between classes or to nearby apartments. The university has ample bike racks and even a free bike share program through BikeChain. There’s also a city-run Bike Share Toronto system with stations around downtown (including near campus) for quick rentals. If you cycle, be mindful of traffic safety and consider getting a good lock and perhaps using a helmet.
For those with accessibility needs, both the city and the university have accommodations. The TTC has been retrofitting stations with elevators and most buses are low-floor accessible. On campus, U of T’s Accessibility Services can arrange academic accommodations and also provide information on physical accessibility of classrooms. Campus buildings have ramps or elevators, and accessible entrances are marked. U of T works to make the campus navigable for students with mobility challenges or disabilities. There’s also a service called Wheel-Trans in Toronto, which is a door-to-door transit service for people with disabilities (students who qualify can use it to get to campus). The campus safety office also runs a Safe Walk program at night – if you are studying late, you can request a walking escort to your transit stop or residence.
If you plan to live off-campus, factor in your commute. Many students who commute from the suburbs budget 45 minutes to an hour each way if coming from further parts of the city. The upside is that Toronto’s transit is quite extensive, and as a student you’ll quickly learn the system. Living near a subway line can be a huge convenience.
Tip: Get a TTC Presto card as soon as you arrive – it’s a reloadable card for transit fares and will be how you prove your student status for monthly passes (you’ll need to show your student ID to set the discount on the card at designated stations). Also, consider walking for shorter trips – often it’s just as fast as waiting for a streetcar in downtown traffic and it’s free exercise!
Safety and Student Support Services
Toronto is known for being a safe city, especially relative to its size. In fact, Toronto was ranked the second safest city in the world in The Economist’s 2021 Safe Cities Index. Violent crime rates are low, and campus areas are generally well-policed and busy with people. Nonetheless, as in any major urban center, students should use common sense precautions: keep an eye on your belongings, travel in groups at night when possible, and stay in well-lit areas. U of T’s campuses each have their own Campus Safety units (Campus Police) who patrol and can be contacted 24/7. You’ll notice blue emergency call stations around campus which you can press to immediately connect to Campus Police if you need help. The university also has a safety app and alert system to notify the community of any rare urgent situations.
U of T takes student safety and well-being seriously. There are numerous student support services available. The Health & Wellness Centre on campus provides medical and mental health services to students – everything from seeing a doctor when you’re sick, to counseling sessions if you’re dealing with stress, anxiety, or any mental health concerns. These services are confidential and mostly free (covered by student fees or health insurance). There are also peer support programs and student-led helplines if you prefer to talk to a fellow student. For academic support, each college or faculty has an academic advising office to help you with course selection, degree requirements, or any academic difficulties.
If you’re an international student, the Centre for International Experience (CIE) offers guidance on study permits, health insurance, and adjusting to life in Canada. For accessibility, as mentioned, Accessibility Services will coordinate any needed academic accommodations for disabilities or chronic illnesses (e.g., note-taking assistance, extra exam time, etc.). In terms of equity and inclusion, U of T has offices for multi-faith chaplaincy, an LGBTQ+ resource center, Indigenous student services, and other equity offices that ensure all students feel welcome and supported.
The city of Toronto itself is very multicultural and generally welcoming. The campus is integrated into the city, so you will see that diversity daily and usually feel safe moving about. In residence, there are dons and residence life staff to address any safety or personal issues that arise. For off-campus students, the student union runs a Walksafe program where volunteers will walk with you at night if you feel unsafe. Campus libraries are open late and have security personnel as well.
Tip: Save the campus security phone number (for St. George: 416-978-2222) and the local non-emergency police number in your phone. It’s unlikely you’ll need them, but it’s good to have. Also, take advantage of the free self-defense workshops or safety seminars occasionally offered on campus. Most importantly, if you ever feel uneasy or have an incident (e.g., harassment or theft), report it to campus authorities – they are there to help you and improve safety for everyone.
8. Career and Co-op Opportunities
Internship and Co-op Programs
Preparing for your future career is a big part of the university experience, and U of T offers plenty of ways to gain work experience during your degree. One notable feature is the co-op and internship programs available, especially at U of T Scarborough and in the Engineering faculty.
Co-op at UTSC
The Scarborough campus has more than 50 co-op programs in various disciplines (sciences, business, arts, etc.) and has been running co-operative education for over 40 years. In these programs, students alternate between academic study and paid work terms in their field. A typical UTSC co-op schedule might include three work terms of 4 months each (sometimes structured as one 4-month and one 8-month term) before graduation. During these co-ops, students have earned an average of C$12,000–15,000 per work term, which not only helps financially but also provides valuable job experience. Co-op placements can be with companies in Toronto, across Canada, or even international in some cases. Fields like Co-op Computer Science, Co-op Management, and Co-op Biomedical Science at UTSC are popular and give students a strong edge in the job market. Admission into co-op programs can be competitive (and you must maintain a certain GPA to stay in the co-op stream), but the career benefits are significant.
Professional Experience Year (PEY) and Internships
At the St. George campus, the Faculty of Applied Science & Engineering has the PEY Co-op Program, which is essentially a 12 to 16-month full-time paid internship after third year. Engineering students can choose to do a PEY internship with employers ranging from tech startups to big banks to engineering firms. Many earn over C$50,000 in that year, and it often leads to a job offer after graduation. Similarly, the Faculty of Arts & Science offers the Arts & Science Internship Program (ASIP) for certain majors (like Computer Science, Data Science, and Life Sciences), where students get specialized career training and a paid 4, 8, or 12-month internship opportunity. U of T Mississauga also has an internship program (sometimes called UTM “Professional Experience Year”) for some programs like Commerce, CCIT (Communication, Culture & Information Tech), etc., allowing UTM students to do up to 12-month internships. Even outside formal co-op programs, many students find summer internships on their own in industries like finance, consulting, research labs, or government – the advantage of being in Toronto is that there are ample companies and institutions around looking for student talent.
U of T supports these endeavors through career education courses and co-op offices that help with resume writing, interview preparation, and connecting with employers. The experience you gain not only makes you more employable but can also help clarify your career interests. For example, doing an internship at a hospital lab might confirm your desire to go into healthcare – or it might make you realize you’d rather switch paths, which is equally valuable to learn before graduating.
Tip: If your program doesn’t have a formal co-op, you can still gain work experience. Look for summer research positions (U of T has a Summer Undergraduate Research Program in many departments), volunteer in labs or organizations, or leverage the Career Centre’s job postings. Start building your professional network early – attend career fairs, employer info sessions on campus, and connect with U of T alumni on LinkedIn. These contacts can lead to internship opportunities that aren’t advertised widely.
Career Services and Job Placement Support
The journey from university to a successful career is made smoother by U of T’s strong career services. Each campus has a Career Centre that offers one-on-one career counseling, resume and cover letter critiques, mock interviews, and workshops on job search strategies. They also host a multitude of recruitment events: corporate info sessions, career fairs for different sectors (tech, finance, non-profit, etc.), networking events, and alumni panels. U of T’s reputation and large alumni network mean many employers actively recruit from the university. In fact, U of T was ranked #12 in the world for graduate employability, reflecting how sought-after its grads are by employers. Companies from the Toronto financial district, the tech hub (Waterloo-Toronto corridor), government agencies, and multinational firms all regularly hire U of T students and new grads.
For students interested in further studies or professional school, U of T offers plenty of guidance too. There are pre-professional clubs and the Career Centre provides advising on applying to medical school, law school, etc. You can get help preparing for exams like the MCAT, LSAT, or guidance on graduate school applications.
When it comes to job placements, while the onus is on students to apply and secure positions, U of T facilitates connections. For instance, the engineering career portal posts hundreds of jobs for new grads, and many programs have capstone projects or industry partnerships that put students in touch with employers. The university’s co-op and internship stats are strong – a high percentage of co-op students receive job offers from one of their past co-op employers. And generally, within six months of graduation, a large majority of U of T graduates are employed or in further education (exact percentages vary by field, but this is consistently high and above national averages according to surveys).
U of T’s alumni network can’t be understated: there are over half a million alumni worldwide. The university often facilitates mentorship programs where alumni in a field will mentor current students. This is a great way to get insider advice on careers. There are also incubators and entrepreneurship programs (like the Hatchery in Engineering or the ONRamp in partnership with MaRS) for students who want to start their own ventures – offering mentorship, workspace, and sometimes funding.
Essentially, whatever career path you’re eyeing, U of T has resources to help you get there. It’s not a vocational school, so you won’t be “hand-held” into a job, but if you proactively use the services and opportunities available, you’ll find yourself well-prepared. Many students land full-time jobs by the time they graduate, and those who don’t immediately often find one within a few months, especially if they leverage the Career Centre and alumni contacts.
Tip: Make use of the Career Centre from your first year, not just when you’re about to graduate. Attend that resume workshop or networking 101 seminar early – it will pay off when you apply for your first internship. And consider getting a part-time job or volunteering during the semester in an area related to your studies; even a few hours a week can build your experience and employability. Finally, when you’re nearing graduation, take advantage of alumni networking events – a friendly conversation with a graduate who’s working in your target industry can open doors to referrals or at least give you insight into how to succeed.
By understanding the academics, campus life, financial aspects, and career opportunities at the University of Toronto, high school students and their parents can make an informed decision and prepare for a rewarding experience. U of T is a place of immense opportunity – from world-class education and research to vibrant multicultural city life. With careful planning, enthusiastic involvement, and use of the resources outlined in this guide, prospective students can confidently navigate their journey at the University of Toronto and set themselves up for success both during their degree and beyond. Good luck with your applications and welcome to U of T’s vibrant community!
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